WHY DO WE COLLECT THIS INFORMATION?
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience and transactions. We generally use personal information to create, operate, deliver, and improve our Platform and content, and to prevent loss and combat fraud. We may use this information in the following ways:
3.1
To Provide and Maintain our Platform
We process your personal information to operate and deliver OBA’s services to you. When you create an OBA account and configure your Fixed Deposit Account (FDA), we may collect certain details necessary to generate and manage your digital profile and maintain accurate records of your activity. This information is stored both on-chain and off-chain to support smart contract interactions, transaction processing, and overall platform functionality. Without this data, we would be unable to create your FDA, execute automated allocations, or provide core OBA services.
3.2
Personalization and User Experience
We use your information to understand your needs and interests, and to tailor your experience so interactions with the Services feel more relevant and intuitive
3.3
Business and Analytics Activities
We process your information for business functions such as data analysis, audits, product development, performance reviews, tracking usage trends, evaluating promotional efforts, and supporting the growth of our operations.
We use the information collected to protect our platform and your accounts and safeguard your interests.
3.5
To Comply with Legal and Regulatory Requirements
We may collect and use your personal information to comply with legal and regulatory obligations. Some data, such as your VMCC membership details, is stored off-chain to improve platform functionality and user experience. In contrast, on-chain data, including wallet addresses and transactions, is publicly visible by design. We prioritize the privacy and security of all off-chain data and do not share it with third parties except when required by law, regulation, or legal process.
3.6
To Measure Website Performance
We use this personal information to analyze platform usage and improve our platform and offerings. We also use it in analyzing and tracking data to determine the usefulness or popularity of certain content and to better understand the online activity of our platform users. We may use data from log files to analyze trends, administer the platform, track your movements around the platform, and better tailor our Platform to your needs.
3.7
To Enforce our Terms of Use and Other Agreements
We are strict about compliance with the Terms of Use. We review, investigate, and prevent any potentially prohibited or illegal activities that violate our Terms of Use. We reserve the right to terminate the provision of service to any user found engaging in activities that violate our Terms of Use.
We may use third-party tools to collect, process, and store your personal information. We take all necessary measures to ensure that these third-party providers handle your personal information securely and process it lawfully, in compliance with applicable data protection regulations.